Car Insurance Over 50: car insurance for experienced drivers
For experienced, careful drivers aged over 50, car insurance premiums are usually cheaper than average. This is because car insurance companies recognise that driving experience and maturity lead to fewer accidents on the road, so drivers aged over 50 are less likely to claim on their car insurance and subsequently are a lower risk.
It's not just about how you drive, what you drive affects the cost of your car insurance too. For drivers over 50, car insurance tends to be cheaper because older drivers are likely to own a more reliable car, and drive fewer miles.
No Claims Bonus
A No Claims Bonus can also make a considerable difference to the cost of over 50 car insurance. As an experienced driver you’re more likely to have been claim free for several years, and so you should expect to be rewarded with a substantial no claims discount.
If you're aged over 50, car insurance from AXA could be right for you because it's especially for experienced, careful drivers. Only AXA rewards you with up to 90% no claims discount* - around 15% more than most other car insurance companies. Comprehensive cover comes with:
- Up to 90% no claims discount* - 15% more than most other insurers
- A free courtesy car whenever you’re without a car, following a valid claim
- Up to £100 of cover for personal belongings
- UK-Based Help Team
- Immediate access to your policy documents using your AXA Account
- Manage your policy online
Looking to buy car insurance? Get an AXA car insurance quote.
*45% of customers with 5+ years NCD receive the full 90% discount compared to those with zero NCD (June 2012).